.SpaarGrafiek-module__tzc8Va__figuur{margin:0}.SpaarGrafiek-module__tzc8Va__titel{font-size:var(--fs-14);color:var(--color-text-muted);margin-bottom:var(--space-3);font-weight:600}.SpaarGrafiek-module__tzc8Va__svg{border-radius:var(--radius-md);background:var(--color-slate-50);border:1px solid var(--color-border);width:100%;height:auto;display:block;overflow:visible}.SpaarGrafiek-module__tzc8Va__insight{font-size:var(--fs-12);color:var(--color-text-soft);margin-top:var(--space-2);font-style:italic}
.OversluitCalculator-module__8pSJ-W__root{background:var(--color-white);border-radius:var(--radius-xl);isolation:isolate;position:relative}.OversluitCalculator-module__8pSJ-W__card{border:1px solid var(--color-border);box-shadow:var(--shadow-xl);padding:clamp(var(--space-4), 3.5vw, var(--space-10));min-width:0;overflow:hidden}.OversluitCalculator-module__8pSJ-W__card:before{content:"";background:linear-gradient(90deg, var(--color-navy-900) 0%, var(--color-savings-600) 50%, var(--color-cta-500) 100%);height:4px;animation:OversluitCalculator-module__8pSJ-W__gradientShift 12s var(--ease-in-out) infinite;background-size:200% 100%;position:absolute;top:0;left:0;right:0}.OversluitCalculator-module__8pSJ-W__embed{box-shadow:none;border:none;padding:0}.OversluitCalculator-module__8pSJ-W__kop{margin-bottom:var(--space-6)}.OversluitCalculator-module__8pSJ-W__titel{margin-block:var(--space-2) var(--space-3)}.OversluitCalculator-module__8pSJ-W__intro{color:var(--color-text-muted);font-size:var(--fs-16);max-width:58ch}.OversluitCalculator-module__8pSJ-W__formulier{gap:var(--space-5);margin-bottom:var(--space-6);grid-template-columns:1fr;display:grid}.OversluitCalculator-module__8pSJ-W__veld{gap:var(--space-2);flex-direction:column;display:flex}.OversluitCalculator-module__8pSJ-W__veldHighlight .OversluitCalculator-module__8pSJ-W__veldLabel{color:var(--color-savings-700)}.OversluitCalculator-module__8pSJ-W__veldLabel{font-size:var(--fs-14);color:var(--color-text-muted);font-weight:500}.OversluitCalculator-module__8pSJ-W__veldDisplay{align-items:center;gap:var(--space-2);display:flex}.OversluitCalculator-module__8pSJ-W__veldWaarde{font-family:var(--font-display);font-weight:700;font-size:var(--fs-18);color:var(--color-navy-900);font-variant-numeric:tabular-nums;overflow-wrap:anywhere;flex:auto;min-width:0}@media (min-width:560px){.OversluitCalculator-module__8pSJ-W__veldWaarde{font-size:var(--fs-20)}}.OversluitCalculator-module__8pSJ-W__veldInput{clip:rect(0, 0, 0, 0);white-space:nowrap;border-width:0;width:1px;height:1px;padding:0;position:absolute;overflow:hidden}.OversluitCalculator-module__8pSJ-W__veldSuffix{font-size:var(--fs-12);color:var(--color-slate-400);text-transform:lowercase}.OversluitCalculator-module__8pSJ-W__slider{appearance:none;border-radius:var(--radius-full);cursor:pointer;width:100%;height:5px;transition:box-shadow var(--dur-fast) var(--ease-out);outline:none}.OversluitCalculator-module__8pSJ-W__slider:focus-visible{outline:3px solid var(--color-focus-ring);outline-offset:3px}.OversluitCalculator-module__8pSJ-W__slider::-webkit-slider-thumb{appearance:none;background:var(--thumb-color,var(--color-navy-900));border:3px solid var(--color-white);cursor:pointer;width:22px;height:22px;transition:transform var(--dur-fast) var(--ease-out), box-shadow var(--dur-base) var(--ease-out);border-radius:50%;box-shadow:0 2px 8px #0b1f3a59,0 0 #05966900}.OversluitCalculator-module__8pSJ-W__slider::-webkit-slider-thumb:hover{transform:scale(1.2);box-shadow:0 4px 12px #0b1f3a66,0 0 0 6px #0596691f}.OversluitCalculator-module__8pSJ-W__slider:active::-webkit-slider-thumb{transform:scale(1.25);box-shadow:0 4px 12px #0b1f3a73,0 0 0 8px #0596692e}.OversluitCalculator-module__8pSJ-W__slider::-moz-range-thumb{background:var(--thumb-color,var(--color-navy-900));border:3px solid var(--color-white);cursor:pointer;border-radius:50%;width:22px;height:22px;box-shadow:0 2px 8px #0b1f3a59}.OversluitCalculator-module__8pSJ-W__resultaten{gap:var(--space-3);margin-bottom:var(--space-5);grid-template-columns:1fr 1fr;display:grid}.OversluitCalculator-module__8pSJ-W__stat{background:var(--color-slate-50);border:1px solid var(--color-border);border-radius:var(--radius-md);padding:var(--space-3);gap:var(--space-1);min-width:0;transition:border-color var(--dur-fast) var(--ease-out), background var(--dur-fast) var(--ease-out), transform var(--dur-fast) var(--ease-out);flex-direction:column;display:flex}@media (min-width:560px){.OversluitCalculator-module__8pSJ-W__stat{padding:var(--space-4)}}.OversluitCalculator-module__8pSJ-W__stat:hover{border-color:var(--color-border-strong);background:var(--color-white);transform:translateY(-1px)}.OversluitCalculator-module__8pSJ-W__statLabel{font-size:var(--fs-12);color:var(--color-text-soft);font-weight:500}.OversluitCalculator-module__8pSJ-W__statWaarde{font-family:var(--font-display);font-weight:700;font-size:var(--fs-18);color:var(--color-navy-900);font-variant-numeric:tabular-nums;overflow-wrap:anywhere;min-width:0;line-height:1.2}@media (min-width:560px){.OversluitCalculator-module__8pSJ-W__statWaarde{font-size:var(--fs-20)}}.OversluitCalculator-module__8pSJ-W__statSub{font-size:var(--fs-12);color:var(--color-text-soft);line-height:1.4}.OversluitCalculator-module__8pSJ-W__statGroot{background:var(--grad-savings-soft);border-color:var(--color-savings-100);isolation:isolate;grid-column:1/-1;position:relative;overflow:hidden}.OversluitCalculator-module__8pSJ-W__statGroot:before{content:"";pointer-events:none;z-index:-1;background:radial-gradient(400px 200px at 100% 0,#0596692e,#0000 60%);position:absolute;inset:0}.OversluitCalculator-module__8pSJ-W__statGroot .OversluitCalculator-module__8pSJ-W__statWaarde{font-size:clamp(var(--fs-24), 5vw, var(--fs-48));overflow-wrap:anywhere;line-height:1}.OversluitCalculator-module__8pSJ-W__stat-positief.OversluitCalculator-module__8pSJ-W__statGroot .OversluitCalculator-module__8pSJ-W__statLabel{color:var(--color-savings-700)}.OversluitCalculator-module__8pSJ-W__stat-positief.OversluitCalculator-module__8pSJ-W__statGroot .OversluitCalculator-module__8pSJ-W__statWaarde{background:linear-gradient(120deg, var(--color-savings-700) 0%, var(--color-savings-500) 100%);color:#0000;-webkit-background-clip:text;background-clip:text}.OversluitCalculator-module__8pSJ-W__stat-negatief{background:var(--color-cta-100);border-color:var(--color-cta-100)}.OversluitCalculator-module__8pSJ-W__stat-negatief.OversluitCalculator-module__8pSJ-W__statGroot{background:linear-gradient(135deg, var(--color-cta-100) 0%, #fff7ed 100%);border-color:var(--color-cta-100)}.OversluitCalculator-module__8pSJ-W__stat-negatief .OversluitCalculator-module__8pSJ-W__statLabel,.OversluitCalculator-module__8pSJ-W__stat-negatief .OversluitCalculator-module__8pSJ-W__statWaarde{color:var(--color-cta-700)}.OversluitCalculator-module__8pSJ-W__grafiek{margin-bottom:var(--space-5)}.OversluitCalculator-module__8pSJ-W__disclaimer{font-size:var(--fs-12);color:var(--color-text-soft);line-height:var(--lh-base);margin-bottom:var(--space-5);font-style:italic}.OversluitCalculator-module__8pSJ-W__cta{gap:var(--space-3);flex-direction:column;align-items:stretch;min-width:0;display:flex}.OversluitCalculator-module__8pSJ-W__cta .btn{white-space:normal;text-wrap:balance;width:100%;max-width:100%;padding-inline:var(--space-4);min-width:0;line-height:1.25}.OversluitCalculator-module__8pSJ-W__ctaNote{font-size:var(--fs-12);color:var(--color-text-soft);text-align:center}@media (min-width:560px){.OversluitCalculator-module__8pSJ-W__formulier{grid-template-columns:1fr 1fr}.OversluitCalculator-module__8pSJ-W__resultaten{grid-template-columns:repeat(3,1fr)}.OversluitCalculator-module__8pSJ-W__statGroot{grid-column:1/-1}.OversluitCalculator-module__8pSJ-W__cta{flex-direction:row;align-items:center}.OversluitCalculator-module__8pSJ-W__cta .btn{width:auto;padding-inline:var(--space-6);flex:1 1 0}}@media (min-width:880px){.OversluitCalculator-module__8pSJ-W__resultaten{grid-template-columns:repeat(5,1fr)}.OversluitCalculator-module__8pSJ-W__statGroot{grid-column:span 2}}
.AutorBox-module__YxhwPW__root{align-items:center;gap:var(--space-3);padding:var(--space-3) 0;margin-bottom:var(--space-6);border-top:1px solid var(--color-border);border-bottom:1px solid var(--color-border);display:flex}.AutorBox-module__YxhwPW__foto{object-fit:cover;border-radius:50%;flex-shrink:0}.AutorBox-module__YxhwPW__meta{font-size:var(--fs-14);flex-direction:column;gap:2px;display:flex}.AutorBox-module__YxhwPW__naam{color:var(--color-text);font-weight:600}.AutorBox-module__YxhwPW__naam a{color:var(--color-navy-800);text-underline-offset:2px;text-decoration:underline}.AutorBox-module__YxhwPW__rol{color:var(--color-text-soft);font-weight:500}.AutorBox-module__YxhwPW__datum{color:var(--color-text-soft);font-size:var(--fs-13,var(--fs-12))}.AutorBox-module__YxhwPW__peildatum{color:var(--color-savings-700)}
.BronVermelding-module__Lwsm9a__root{margin-block:var(--space-6);padding:var(--space-4) var(--space-5);background:var(--color-slate-50);border:1px solid var(--color-border);border-radius:var(--radius-md)}.BronVermelding-module__Lwsm9a__label{font-size:var(--fs-12);text-transform:uppercase;letter-spacing:.06em;color:var(--color-text-soft);margin-bottom:var(--space-2);font-weight:700;display:block}.BronVermelding-module__Lwsm9a__lijst{gap:var(--space-2);flex-direction:column;margin:0;padding:0;list-style:none;display:flex}.BronVermelding-module__Lwsm9a__lijst li{font-size:var(--fs-13,var(--fs-14));line-height:var(--lh-tight,1.4);color:var(--color-text-muted)}.BronVermelding-module__Lwsm9a__lijst a{color:var(--color-navy-800);text-underline-offset:2px;text-decoration:underline}.BronVermelding-module__Lwsm9a__lijst a:hover{color:var(--color-navy-900)}.BronVermelding-module__Lwsm9a__datum{color:var(--color-text-soft)}
.FAQSection-module__a9tlja__kop{max-width:56ch;margin-bottom:var(--space-8)}.FAQSection-module__a9tlja__kop h2{margin-top:var(--space-2)}.FAQSection-module__a9tlja__lijst{gap:var(--space-2);flex-direction:column;max-width:780px;display:flex}.FAQSection-module__a9tlja__item{background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-md);transition:border-color var(--dur-fast) var(--ease-out), box-shadow var(--dur-fast) var(--ease-out), transform var(--dur-fast) var(--ease-out);position:relative;overflow:hidden}.FAQSection-module__a9tlja__item:before{content:"";background:var(--grad-savings);transform-origin:top;width:3px;transition:transform var(--dur-base) var(--ease-out);position:absolute;top:0;bottom:0;left:0;transform:scaleY(0)}.FAQSection-module__a9tlja__item:hover{border-color:var(--color-border-strong);box-shadow:var(--shadow-sm)}.FAQSection-module__a9tlja__item[open]{border-color:var(--color-savings-100);box-shadow:var(--shadow-md)}.FAQSection-module__a9tlja__item[open]:before{transform:scaleY(1)}.FAQSection-module__a9tlja__vraag{justify-content:space-between;align-items:center;gap:var(--space-4);padding:var(--space-4) var(--space-5);font-family:var(--font-display);font-weight:600;font-size:var(--fs-16);color:var(--color-navy-900);cursor:pointer;-webkit-user-select:none;user-select:none;list-style:none;display:flex}.FAQSection-module__a9tlja__vraag::-webkit-details-marker{display:none}.FAQSection-module__a9tlja__vraag:hover,.FAQSection-module__a9tlja__item[open] .FAQSection-module__a9tlja__vraag{background:var(--color-slate-50)}.FAQSection-module__a9tlja__chevron{background:var(--color-slate-100);width:28px;height:28px;color:var(--color-navy-900);transition:transform var(--dur-base) var(--ease-out), background var(--dur-fast) var(--ease-out), color var(--dur-fast) var(--ease-out);border-radius:50%;flex:none;padding:5px}.FAQSection-module__a9tlja__item:hover .FAQSection-module__a9tlja__chevron{background:var(--color-savings-50);color:var(--color-savings-700)}.FAQSection-module__a9tlja__item[open] .FAQSection-module__a9tlja__chevron{background:var(--grad-savings);color:var(--color-white);transform:rotate(180deg)}.FAQSection-module__a9tlja__antwoord{padding:0 var(--space-5) var(--space-5);color:var(--color-text-muted);line-height:var(--lh-base);font-size:var(--fs-16);border-top:1px solid var(--color-border);margin:0}
.PillarCTA-module__wzOg0a__root{position:relative}.PillarCTA-module__wzOg0a__inner{gap:var(--space-8);align-items:start;display:grid}.PillarCTA-module__wzOg0a__tekst h2{color:#0000;max-width:22ch;margin-block:var(--space-3) var(--space-4);background:linear-gradient(120deg,#fff 0%,#d1fae5 60%,#fff 100%) 0 0/200% 100%;animation:PillarCTA-module__wzOg0a__gradientShift 14s var(--ease-in-out) infinite;-webkit-background-clip:text;background-clip:text}.PillarCTA-module__wzOg0a__tekst p{color:#cbd5e1;font-size:var(--fs-18);max-width:52ch}.PillarCTA-module__wzOg0a__acties{gap:var(--space-4);flex-direction:column;display:flex}.PillarCTA-module__wzOg0a__trust{gap:var(--space-2);font-size:var(--fs-14);color:#94a3b8;flex-direction:column;list-style:none;display:flex}.PillarCTA-module__wzOg0a__trust li{align-items:center;gap:var(--space-2);display:inline-flex}@media (min-width:860px){.PillarCTA-module__wzOg0a__inner{grid-template-columns:1.4fr 1fr}.PillarCTA-module__wzOg0a__acties{align-items:flex-start}}
.RelatedLinks-module__b5CT2W__kop{font-size:var(--fs-20);margin-bottom:var(--space-5);color:var(--color-navy-900)}.RelatedLinks-module__b5CT2W__grid{gap:var(--space-4);grid-template-columns:repeat(auto-fill,minmax(260px,1fr));list-style:none;display:grid}.RelatedLinks-module__b5CT2W__card{gap:var(--space-2);padding:var(--space-5);background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);isolation:isolate;transition:border-color var(--dur-base) var(--ease-out), box-shadow var(--dur-base) var(--ease-out), transform var(--dur-base) var(--ease-out);height:100%;color:var(--color-text);flex-direction:column;display:flex;position:relative;overflow:hidden}.RelatedLinks-module__b5CT2W__card:before{content:"";background:var(--grad-savings);transform-origin:0;height:2px;transition:transform var(--dur-base) var(--ease-out);z-index:1;position:absolute;top:0;left:0;right:0;transform:scaleX(0)}.RelatedLinks-module__b5CT2W__card:hover{border-color:var(--color-savings-100);box-shadow:var(--shadow-md);color:var(--color-text);transform:translateY(-3px)}.RelatedLinks-module__b5CT2W__card:hover:before{transform:scaleX(1)}.RelatedLinks-module__b5CT2W__titel{font-family:var(--font-display);font-weight:600;font-size:var(--fs-16);color:var(--color-navy-900);line-height:var(--lh-snug)}.RelatedLinks-module__b5CT2W__beschrijving{font-size:var(--fs-14);color:var(--color-text-muted);line-height:var(--lh-base);flex:1}.RelatedLinks-module__b5CT2W__pijl{font-size:var(--fs-16);color:var(--color-savings-600);transition:transform var(--dur-base) var(--ease-out);margin-top:auto}.RelatedLinks-module__b5CT2W__card:hover .RelatedLinks-module__b5CT2W__pijl{transform:translate(6px)}
.RenteTabel-module__2t3SZa__root{margin:0;margin-block:var(--space-6)}.RenteTabel-module__2t3SZa__tabel{border-collapse:collapse;width:100%;font-size:var(--fs-15,var(--fs-16))}.RenteTabel-module__2t3SZa__tabel th,.RenteTabel-module__2t3SZa__tabel td{padding:var(--space-3) var(--space-4);text-align:left;border-bottom:1px solid var(--color-border)}.RenteTabel-module__2t3SZa__tabel th{background:var(--color-slate-50);color:var(--color-navy-900);font-weight:600}.RenteTabel-module__2t3SZa__tabel td{color:var(--color-text-muted)}.RenteTabel-module__2t3SZa__tabel tr:last-child td{border-bottom:none}.RenteTabel-module__2t3SZa__rente{color:var(--color-savings-700);font-variant-numeric:tabular-nums;font-weight:700}.RenteTabel-module__2t3SZa__caption{margin-top:var(--space-2);font-size:var(--fs-12);color:var(--color-text-soft)}
.RenteGrafiek-module__3tvRXW__root{margin:0;margin-block:var(--space-6)}.RenteGrafiek-module__3tvRXW__svg{width:100%;height:auto;display:block}.RenteGrafiek-module__3tvRXW__grid{stroke:var(--color-border);stroke-width:1px}.RenteGrafiek-module__3tvRXW__asLabel{fill:var(--color-text-soft);font-variant-numeric:tabular-nums;font-size:11px}.RenteGrafiek-module__3tvRXW__vlak{fill:var(--color-savings-50);opacity:.7}.RenteGrafiek-module__3tvRXW__lijn{fill:none;stroke:var(--color-savings-600);stroke-width:2.5px;stroke-linecap:round;stroke-linejoin:round}.RenteGrafiek-module__3tvRXW__punt{fill:var(--color-savings-600);stroke:var(--color-white);stroke-width:2px}
.page-module___nKOVa__hero{padding-block:clamp(var(--space-10), 6vw, var(--space-20)) clamp(var(--space-12), 7vw, var(--space-24));background:var(--color-bg);isolation:isolate;position:relative;overflow:hidden}.page-module___nKOVa__hero:before{content:"";background:var(--grad-mesh);z-index:-2;animation:page-module___nKOVa__meshDrift 18s var(--ease-in-out) infinite;position:absolute;inset:-10%}.page-module___nKOVa__hero:after{content:"";pointer-events:none;z-index:-1;background-image:radial-gradient(circle,#0b1f3a12 1px,#0000 1px);background-size:28px 28px;position:absolute;inset:0;-webkit-mask-image:linear-gradient(90deg,#0000008c 0%,#00000026 60%,#0000 100%);mask-image:linear-gradient(90deg,#0000008c 0%,#00000026 60%,#0000 100%)}.page-module___nKOVa__heroInner{gap:clamp(var(--space-8), 5vw, var(--space-12));grid-template-columns:minmax(0,1fr);align-items:center;min-width:0;display:grid;position:relative}.page-module___nKOVa__heroCopy{min-width:0;max-width:56ch}.page-module___nKOVa__heroCopy>:first-child{animation:page-module___nKOVa__fadeInUp .55s var(--ease-out) 0s both}.page-module___nKOVa__heroCopy>:nth-child(2){animation:page-module___nKOVa__fadeInUp .55s var(--ease-out) 80ms both}.page-module___nKOVa__heroCopy>:nth-child(3){animation:page-module___nKOVa__fadeInUp .55s var(--ease-out) .16s both}.page-module___nKOVa__heroCopy>:nth-child(4){animation:page-module___nKOVa__fadeInUp .55s var(--ease-out) .24s both}.page-module___nKOVa__heroCopy>:nth-child(5){animation:page-module___nKOVa__fadeInUp .55s var(--ease-out) .32s both}.page-module___nKOVa__heroCalc{width:100%;min-width:0;animation:page-module___nKOVa__scaleIn .65s var(--ease-out) .2s both;position:relative}.page-module___nKOVa__heroCalc:before{content:"";filter:blur(28px);z-index:-1;opacity:.85;animation:page-module___nKOVa__meshDrift 14s var(--ease-in-out) infinite;background:radial-gradient(60% 60% at 20% 0,#10b98138,#0000 60%),radial-gradient(60% 60% at 100% 100%,#0b1f3a29,#0000 60%);border-radius:40px;position:absolute;inset:-24px}.page-module___nKOVa__heroTitle{margin-block:var(--space-3) var(--space-5)}.page-module___nKOVa__heroAccent{background:linear-gradient(120deg, var(--color-savings-700) 0%, var(--color-savings-500) 60%, var(--color-cta-500) 100%);color:#0000;animation:page-module___nKOVa__gradientShift 9s var(--ease-in-out) infinite;background-size:200% 100%;-webkit-background-clip:text;background-clip:text}.page-module___nKOVa__heroLead{color:var(--color-text-muted);font-size:clamp(var(--fs-16), 1.2vw + .75rem, var(--fs-20));line-height:var(--lh-base);margin-bottom:var(--space-6)}.page-module___nKOVa__heroTrust{gap:var(--space-2);color:var(--color-slate-700);font-size:var(--fs-14);flex-direction:column;list-style:none;display:flex}.page-module___nKOVa__heroTrust li{align-items:center;gap:var(--space-2);display:inline-flex}.page-module___nKOVa__heroTrust svg{color:var(--color-savings-600);flex:none}@media (min-width:960px){.page-module___nKOVa__heroInner{grid-template-columns:minmax(0,1fr) minmax(0,1.05fr)}}.page-module___nKOVa__trustStrip{background:linear-gradient(180deg, var(--color-white) 0%, var(--color-bg-alt) 100%);border-block:1px solid var(--color-border);padding-block:var(--space-6);position:relative;overflow:hidden}.page-module___nKOVa__trustStrip:before{content:"";background:linear-gradient(90deg, transparent 0%, var(--color-savings-500) 50%, transparent 100%);opacity:.5;height:1px;position:absolute;top:0;left:0;right:0}.page-module___nKOVa__trustStripInner{justify-content:space-between;align-items:center;gap:var(--space-6);color:var(--color-text-soft);font-size:var(--fs-14);flex-wrap:wrap;display:flex}.page-module___nKOVa__trustStripLabel{color:var(--color-text-muted);font-weight:600;font-size:var(--fs-12);text-transform:uppercase;letter-spacing:.08em}.page-module___nKOVa__trustStripItems{gap:var(--space-6);flex-wrap:wrap;list-style:none;display:flex}.page-module___nKOVa__trustStripItems li{align-items:center;gap:var(--space-2);color:var(--color-text-muted);display:inline-flex}.page-module___nKOVa__trustStripItems svg{color:var(--color-savings-600)}.page-module___nKOVa__sectionHead{max-width:60ch;margin-bottom:var(--space-10)}.page-module___nKOVa__sectionHead h2{margin-block:var(--space-2) var(--space-3)}.page-module___nKOVa__sectionHead p{color:var(--color-text-muted);font-size:var(--fs-18)}.page-module___nKOVa__steps{gap:var(--space-5);counter-reset:step;grid-template-columns:1fr;list-style:none;display:grid;position:relative}@media (min-width:720px){.page-module___nKOVa__steps:before{content:"";background:linear-gradient(to right, transparent, var(--color-savings-100) 15%, var(--color-savings-500) 50%, var(--color-savings-100) 85%, transparent);z-index:0;height:2px;position:absolute;top:60px;left:8%;right:8%}}.page-module___nKOVa__step{background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:var(--space-6);gap:var(--space-3);box-shadow:var(--shadow-sm);z-index:1;transition:transform var(--dur-base) var(--ease-out), box-shadow var(--dur-base) var(--ease-out), border-color var(--dur-base) var(--ease-out);flex-direction:column;display:flex;position:relative;overflow:hidden}.page-module___nKOVa__step:before{content:"";background:var(--grad-savings);opacity:0;height:3px;transition:opacity var(--dur-base) var(--ease-out);position:absolute;top:0;left:0;right:0}.page-module___nKOVa__step:hover{box-shadow:var(--shadow-md);border-color:var(--color-navy-700);transform:translateY(-4px)}.page-module___nKOVa__step:hover:before{opacity:1}.page-module___nKOVa__stepIconBox{background:var(--grad-brand);width:52px;height:52px;color:var(--color-white);box-shadow:var(--shadow-glow-navy);border-radius:14px;flex:none;justify-content:center;align-items:center;display:inline-flex;position:relative}.page-module___nKOVa__stepIconBox:after{content:"";background:var(--grad-savings);opacity:0;z-index:-1;filter:blur(8px);transition:opacity var(--dur-base) var(--ease-out);border-radius:17px;position:absolute;inset:-3px}.page-module___nKOVa__step:hover .page-module___nKOVa__stepIconBox:after{opacity:.65}.page-module___nKOVa__stepLabel{align-items:center;gap:var(--space-2);font-size:var(--fs-12);text-transform:uppercase;letter-spacing:.08em;color:var(--color-savings-700);font-weight:700;display:inline-flex}.page-module___nKOVa__stepLabel:before{counter-increment:step;content:counter(step, decimal-leading-zero);font-family:var(--font-display);font-size:var(--fs-14);color:var(--color-savings-600);background:var(--color-savings-50);border-radius:var(--radius-full);letter-spacing:0;padding:2px 8px;font-weight:700}.page-module___nKOVa__step h3{margin:0}.page-module___nKOVa__step p{color:var(--color-text-muted)}@media (min-width:720px){.page-module___nKOVa__steps{grid-template-columns:repeat(3,1fr)}}.page-module___nKOVa__liveStats{margin-top:var(--space-10);gap:var(--space-4);padding:var(--space-6);background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);grid-template-columns:repeat(auto-fit,minmax(180px,1fr));display:grid}.page-module___nKOVa__liveStat{padding-inline:var(--space-4);border-left:2px solid var(--color-border);flex-direction:column;gap:4px;display:flex}.page-module___nKOVa__liveStat:first-child{border-left:0}.page-module___nKOVa__liveStatValue{font-family:var(--font-display);font-weight:700;font-size:clamp(var(--fs-24), 2vw + 1rem, var(--fs-30));color:#0000;font-variant-numeric:tabular-nums;background:var(--grad-text-brand);-webkit-background-clip:text;background-clip:text;line-height:1.1}.page-module___nKOVa__liveStatLabel{font-size:var(--fs-12);text-transform:uppercase;letter-spacing:.06em;color:var(--color-text-soft);font-weight:600}.page-module___nKOVa__liveStatSource{font-size:var(--fs-12);color:var(--color-text-soft)}.page-module___nKOVa__scenariosSection{isolation:isolate;position:relative;overflow:hidden}.page-module___nKOVa__scenariosSection:before{content:"";z-index:-1;filter:blur(40px);width:600px;height:600px;animation:page-module___nKOVa__float 12s var(--ease-in-out) infinite;background:radial-gradient(circle,#10b98114 0%,#0000 60%);position:absolute;top:0;right:-10%}.page-module___nKOVa__scenariosSection:after{content:"";z-index:-1;filter:blur(40px);width:500px;height:500px;animation:page-module___nKOVa__float 14s var(--ease-in-out) infinite reverse;background:radial-gradient(circle,#f973160f 0%,#0000 60%);position:absolute;bottom:10%;left:-10%}.page-module___nKOVa__cards{gap:var(--space-5);grid-template-columns:1fr;display:grid}.page-module___nKOVa__cardIcon{border-radius:var(--radius-md);background:var(--grad-savings-soft);width:48px;height:48px;color:var(--color-savings-700);margin-bottom:var(--space-2);transition:transform var(--dur-base) var(--ease-out);flex:none;justify-content:center;align-items:center;display:inline-flex;position:relative}.page-module___nKOVa__scenarioCard:hover .page-module___nKOVa__cardIcon{transform:scale(1.06)rotate(-3deg)}.page-module___nKOVa__scenarioCard{gap:var(--space-2);isolation:isolate;transition:transform var(--dur-base) var(--ease-out), box-shadow var(--dur-base) var(--ease-out), border-color var(--dur-base) var(--ease-out);flex-direction:column;display:flex;position:relative;overflow:hidden}.page-module___nKOVa__scenarioCard:before{content:"";background:var(--grad-savings);transform-origin:top;width:4px;transition:transform var(--dur-base) var(--ease-out);z-index:1;position:absolute;top:0;bottom:0;left:0;transform:scaleY(0)}.page-module___nKOVa__scenarioCard:hover{box-shadow:var(--shadow-md);border-color:var(--color-savings-100);transform:translateY(-5px)}.page-module___nKOVa__scenarioCard:hover:before{transform:scaleY(1)}.page-module___nKOVa__scenarioCard p{color:var(--color-text-muted);margin-block:var(--space-2) var(--space-3);flex:1}.page-module___nKOVa__cardLink{color:var(--color-savings-700);transition:gap var(--dur-fast) var(--ease-out), color var(--dur-fast) var(--ease-out);align-items:center;gap:6px;margin-top:auto;font-weight:600;display:inline-flex}.page-module___nKOVa__cardLink:hover{color:var(--color-savings-600);gap:10px}@media (min-width:640px){.page-module___nKOVa__cards{grid-template-columns:1fr 1fr}}@media (min-width:1000px){.page-module___nKOVa__cards{grid-template-columns:repeat(4,1fr)}}.page-module___nKOVa__testimonials{gap:var(--space-5);grid-template-columns:1fr;display:grid}.page-module___nKOVa__testimonial{background:var(--color-white);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:var(--space-6) var(--space-6) var(--space-5);box-shadow:var(--shadow-sm);gap:var(--space-4);isolation:isolate;transition:transform var(--dur-base) var(--ease-out), box-shadow var(--dur-base) var(--ease-out), border-color var(--dur-base) var(--ease-out);flex-direction:column;display:flex;position:relative;overflow:hidden}.page-module___nKOVa__testimonial:after{content:"";background:radial-gradient(400px 200px at var(--mx,50%) var(--my,0%), #10b98114, transparent 60%);opacity:0;transition:opacity var(--dur-base) var(--ease-out);pointer-events:none;z-index:-1;position:absolute;inset:0}.page-module___nKOVa__testimonial:hover{border-color:var(--color-savings-100)}.page-module___nKOVa__testimonial:hover:after{opacity:1}.page-module___nKOVa__testimonial:before{content:"\"";font-family:var(--font-display);color:var(--color-savings-100);z-index:-1;font-size:9rem;line-height:1;position:absolute;top:-24px;right:12px}.page-module___nKOVa__testimonial:hover{box-shadow:var(--shadow-md);transform:translateY(-4px)}.page-module___nKOVa__testimonialQuote{font-family:var(--font-display);font-size:var(--fs-18);line-height:var(--lh-snug);color:var(--color-navy-900)}.page-module___nKOVa__testimonialMeta{align-items:center;gap:var(--space-3);padding-top:var(--space-4);border-top:1px solid var(--color-border);margin-top:auto;display:flex}.page-module___nKOVa__testimonialAvatar{background:var(--grad-brand);width:40px;height:40px;color:var(--color-white);font-family:var(--font-display);font-weight:700;font-size:var(--fs-14);border-radius:50%;flex:none;justify-content:center;align-items:center;display:inline-flex}.page-module___nKOVa__testimonialName{font-family:var(--font-display);color:var(--color-navy-900);font-weight:600;font-size:var(--fs-14);line-height:1.2}.page-module___nKOVa__testimonialLocation{font-size:var(--fs-12);color:var(--color-text-soft);font-weight:400;display:block}.page-module___nKOVa__testimonialSavings{font-family:var(--font-display);flex-direction:column;align-items:flex-end;gap:0;margin-left:auto;display:inline-flex}.page-module___nKOVa__testimonialSavingsValue{font-weight:700;font-size:var(--fs-20);color:var(--color-savings-700);font-variant-numeric:tabular-nums;line-height:1.1}.page-module___nKOVa__testimonialSavingsLabel{font-size:var(--fs-12);color:var(--color-text-soft);font-weight:500}@media (min-width:720px){.page-module___nKOVa__testimonials{grid-template-columns:repeat(3,1fr)}}.page-module___nKOVa__visualBand{isolation:isolate;padding-block:clamp(var(--space-16), 9vw, var(--space-24));color:var(--color-white);position:relative;overflow:hidden}.page-module___nKOVa__visualBandImage{z-index:-2;position:absolute;inset:0}.page-module___nKOVa__visualBandImg{object-fit:cover;object-position:center;width:100%;height:100%;transition:transform 1.5s var(--ease-out);transform:scale(1.04)}.page-module___nKOVa__visualBand:hover .page-module___nKOVa__visualBandImg{transform:scale(1.07)}.page-module___nKOVa__visualBandOverlay{z-index:-1;background:linear-gradient(110deg,#07142aeb 0%,#0b1f3ac7 35%,#0b1f3a73 60%,#0b1f3a40 100%),radial-gradient(700px 400px at 12% 100%,#10b98138,#0000 60%);position:absolute;inset:0}.page-module___nKOVa__visualBandInner{gap:var(--space-4);max-width:56ch;animation:page-module___nKOVa__fadeInUp .8s var(--ease-out) both;flex-direction:column;display:flex;position:relative}.page-module___nKOVa__visualBandTitle{font-family:var(--font-display);font-size:clamp(var(--fs-30), 3vw + 1rem, var(--fs-48));line-height:var(--lh-tight);color:var(--color-white);letter-spacing:-.02em;text-shadow:0 2px 12px #00000059;margin:0}.page-module___nKOVa__visualBandAccent{background:linear-gradient(120deg, var(--color-savings-500) 0%, #6ee7b7 50%, var(--color-savings-500) 100%);color:#0000;animation:page-module___nKOVa__gradientShift 10s var(--ease-in-out) infinite;background-size:200% 100%;-webkit-background-clip:text;background-clip:text}.page-module___nKOVa__visualBandLead{font-size:clamp(var(--fs-16), 1.1vw + .75rem, var(--fs-18));line-height:var(--lh-base);color:#ffffffe0;text-shadow:0 1px 6px #0000004d;max-width:50ch}.page-module___nKOVa__visualBandActions{gap:var(--space-3);margin-top:var(--space-4);flex-wrap:wrap;display:flex}.page-module___nKOVa__ctaBlock{gap:var(--space-8);align-items:center;display:grid;position:relative}.page-module___nKOVa__ctaBlock h2{max-width:22ch;color:#0000;background:linear-gradient(120deg,#fff 0%,#d1fae5 60%,#fff 100%) 0 0/200% 100%;animation:page-module___nKOVa__gradientShift 12s var(--ease-in-out) infinite;-webkit-background-clip:text;background-clip:text}.page-module___nKOVa__ctaLead{margin-top:var(--space-4);color:#cbd5e1;font-size:var(--fs-18);max-width:56ch}.page-module___nKOVa__ctaActions{gap:var(--space-3);flex-direction:column;display:flex}.page-module___nKOVa__ctaTrust{margin-top:var(--space-4);gap:var(--space-5);font-size:var(--fs-14);color:#cbd5e1;flex-wrap:wrap;display:flex}.page-module___nKOVa__ctaTrust li{align-items:center;gap:var(--space-2);list-style:none;display:inline-flex}.page-module___nKOVa__ctaTrust svg{color:var(--color-savings-500);flex:none}@media (min-width:880px){.page-module___nKOVa__ctaBlock{grid-template-columns:1.4fr 1fr}.page-module___nKOVa__ctaActions{align-items:flex-start}}
.pillar-module__CwdgzW__hero{padding-block:clamp(var(--space-10), 5vw, var(--space-16));background:radial-gradient(800px 300px at 90% 0%, #05966912, transparent 60%), var(--color-bg);border-bottom:1px solid var(--color-border)}.pillar-module__CwdgzW__broodkruimel{align-items:center;gap:var(--space-2);font-size:var(--fs-13,var(--fs-12));color:var(--color-text-soft);margin-bottom:var(--space-4);flex-wrap:wrap;list-style:none;display:flex}.pillar-module__CwdgzW__broodkruimel a{color:var(--color-text-muted)}.pillar-module__CwdgzW__broodkruimel a:hover{color:var(--color-navy-900)}.pillar-module__CwdgzW__broodkruimel li+li:before{content:"/";color:var(--color-slate-300)}.pillar-module__CwdgzW__heroTitel{max-width:22ch;margin-block:var(--space-3) var(--space-4)}.pillar-module__CwdgzW__heroLead{color:var(--color-text-muted);font-size:clamp(var(--fs-16), 1.1vw + .7rem, var(--fs-20));max-width:58ch;line-height:var(--lh-base)}.pillar-module__CwdgzW__artikel{padding-block:clamp(var(--space-10), 6vw, var(--space-16))}.pillar-module__CwdgzW__inhoud{max-width:72ch}.pillar-module__CwdgzW__inhoud h2{margin-top:var(--space-10);margin-bottom:var(--space-4)}.pillar-module__CwdgzW__inhoud h3{margin-top:var(--space-6);margin-bottom:var(--space-3);color:var(--color-navy-800)}.pillar-module__CwdgzW__inhoud p{margin-bottom:var(--space-4);color:var(--color-text-muted);line-height:var(--lh-base)}.pillar-module__CwdgzW__inhoud ul,.pillar-module__CwdgzW__inhoud ol{padding-left:var(--space-5);gap:var(--space-2);margin-bottom:var(--space-5);flex-direction:column;display:flex}.pillar-module__CwdgzW__inhoud li{color:var(--color-text-muted);line-height:var(--lh-base)}.pillar-module__CwdgzW__inhoud strong{color:var(--color-text)}.pillar-module__CwdgzW__callout{background:var(--color-savings-50);border-left:4px solid var(--color-savings-600);border-radius:0 var(--radius-md) var(--radius-md) 0;padding:var(--space-4) var(--space-5);margin-block:var(--space-6)}.pillar-module__CwdgzW__callout p{font-size:var(--fs-16);color:var(--color-savings-700)!important;margin:0!important}.pillar-module__CwdgzW__kostentabel{border-collapse:collapse;width:100%;margin-block:var(--space-5);font-size:var(--fs-14)}.pillar-module__CwdgzW__kostentabel th,.pillar-module__CwdgzW__kostentabel td{padding:var(--space-3) var(--space-4);text-align:left;border-bottom:1px solid var(--color-border)}.pillar-module__CwdgzW__kostentabel th{background:var(--color-slate-50);color:var(--color-navy-900);font-weight:600}.pillar-module__CwdgzW__kostentabel td{color:var(--color-text-muted)}.pillar-module__CwdgzW__kostentabel tr:last-child td{border-bottom:none}.pillar-module__CwdgzW__proConGrid{gap:var(--space-5);margin-block:var(--space-6);display:grid}.pillar-module__CwdgzW__proBox,.pillar-module__CwdgzW__conBox{padding:var(--space-5);border-radius:var(--radius-lg);border:1px solid}.pillar-module__CwdgzW__proBox{background:var(--color-savings-50);border-color:var(--color-savings-100)}.pillar-module__CwdgzW__conBox{background:var(--color-cta-100);border-color:var(--color-cta-100)}.pillar-module__CwdgzW__proBox h3{color:var(--color-savings-700);margin-top:0}.pillar-module__CwdgzW__conBox h3{color:var(--color-cta-700);margin-top:0}.pillar-module__CwdgzW__proBox ul,.pillar-module__CwdgzW__conBox ul{padding-left:var(--space-4)}.pillar-module__CwdgzW__proBox li{color:var(--color-savings-700)}.pillar-module__CwdgzW__conBox li{color:var(--color-cta-700)}@media (min-width:640px){.pillar-module__CwdgzW__proConGrid{grid-template-columns:1fr 1fr}}